The price an AI provider communicates is almost never the price on your bank statement. OpenAI, Anthropic and Perplexity all quote $20 per month for their standard subscription. As a Dutch consumer you pay €21.02 for it, because 21% VAT is added on top and the dollar exchange rate does the rest. Google and Microsoft do charge in euros including VAT straight away, which makes their amounts seem lower than they are.
This article lists every subscription from every major provider as you pay for it: in euros, including VAT, per month and per year. All amounts are as of 10 August 2026, converted at $1 = €0.8687.
Which price tiers do AI subscriptions fall into?
The whole market fits into four tiers, and that makes choosing a lot clearer than the long price lists suggest.
Free (€0). Every provider has a free tier, and in 2026 they've become serious. Since 6 August 2026, free ChatGPT gives you unlimited text chat on GPT-5.6 Luna plus a Think button; limits still apply to uploads, images and tools. Claude's free tier runs on Sonnet 5, one of the strongest models on the market. DeepSeek doesn't even have a paid consumer subscription at all.
Entry level (€5 to €11). Poe Starter (€5.25), Google AI Plus (€7.99) and ChatGPT Go (€8.41). This tier didn't exist a year ago and is often enough for light users.
Standard (€15 to €32). Virtually everything is here: Le Chat Pro (€15.76), ChatGPT Plus and Claude Pro (€21.02), Poe Premium (€21.01), Perplexity Pro (€21.02), Google AI Pro (€21.99), Microsoft 365 Premium (about €21) and SuperGrok (€31.53).
Heavy (€105 to €315). ChatGPT Pro, Claude Max and Perplexity Max go up to €210.23 per month, SuperGrok Heavy even up to €315.34.
Why $20 becomes €21.02 on your bank statement
Five of the eight major providers bill in dollars excluding VAT: OpenAI, Anthropic, Perplexity, xAI and Mistral, and Poe does the same. Two things then happen in a row.
First, the dollar amount is converted. At $1 = €0.8687, $20 equals €17.37. Then 21% Dutch VAT is added on top, and you're at €21.02. That's 5% more than the €20 you had in mind, and the difference grows the more expensive your subscription: at $200 it's already a €10 difference per month.
The second effect is that your monthly cost moves with the exchange rate. A subscription in dollars is never a fixed amount. With Google and Microsoft you don't have that problem: Google AI Pro costs €21.99 and stays €21.99, whatever the dollar does.
All chat subscriptions in euros per month
Below are all consumer subscriptions from the major providers. The "List price" column is what the provider communicates; the last column is what you pay as a Dutch consumer.
| Provider | Subscription | List price | Per month incl. VAT |
|---|---|---|---|
| ChatGPT | Free | $0 | €0 |
| ChatGPT | Go | $8 | €8.41 |
| ChatGPT | Plus | $20 | €21.02 |
| ChatGPT | Pro | $100 | €105.11 |
| ChatGPT | Pro Max | $200 | €210.23 |
| Claude | Free | $0 | €0 |
| Claude | Pro | $20 ($200 per year) | €21.02 (€17.52 with annual billing) |
| Claude | Max 5x | $100 | €105.11 |
| Claude | Max 20x | $200 | €210.23 |
| Gemini | Free | €0 | €0 |
| Gemini | Google AI Plus | €7.99 | €7.99 |
| Gemini | Google AI Pro | €21.99 | €21.99 |
| Gemini | Google AI Ultra | €100 or €219 | €100 or €219 |
| Perplexity | Standard | $0 | €0 |
| Perplexity | Pro | $20 ($200 per year) | €21.02 |
| Perplexity | Max | $200 ($2,000 per year) | €210.23 |
| Perplexity | Education Pro | $4.99 | €5.25 |
| Copilot | Free web chat | $0 | €0 |
| Microsoft | 365 Premium | $19.99 | ±€21 |
| Grok | Free | $0 | €0 |
| Grok | SuperGrok | $30 | €31.53 |
| Grok | SuperGrok Heavy | $300 | €315.34 |
| Le Chat | Free | $0 | €0 |
| Le Chat | Pro | $14.99 | €15.76 |
| Le Chat | Student | $5.99 | €6.30 |
| Poe | Free | $0 | ±300 compute points per day |
| Poe | Starter | $4.99 ($49.99 per year) | €5.25 — 10,000 points per day |
| Poe | Premium | $19.99 ($199.99 per year) | €21.01 — 660,000 points per month |
| Poe | Premium Plus | $49.99 | €52.55 — 1.65 million points |
| Poe | Pro | $99.99 | €105.10 — 3.3 million points |
| Poe | Pro Max | $249.99 | €262.77 — 8.25 million points |
| DeepSeek | Free, no paid consumer plan | $0 | €0 |
Two rows deserve an explanation, because the price there isn't comparable to the rest. Poe doesn't charge per month but per compute point, and a question to a heavy model costs dozens of times as many points as the same question to a cheap model. Points also don't roll over to the next month, and buying extra in advance costs about $30 per million points. So with Poe you know what you pay, but not how much you can do with it. Google AI Ultra is the second exception: that plan is offered at two levels, €100 and €219, which puts it in a different category from the rest of this list.
What also stands out is how small the spread is in the mid-range. Between ChatGPT Plus, Claude Pro, Poe Premium, Perplexity Pro and Google AI Pro there's less than a euro of difference. The outliers are at the edges: at €15.76 Mistral's Le Chat is consistently cheaper, and at €31.53 SuperGrok is consistently more expensive than the pack.
| Provider | Plan | List price | Per month in € | Per year |
|---|---|---|---|---|
| GoedkopeAIAll models below | Plus | €12.95 incl. VAT | €12.95 | €155 |
| Le ChatMistral AI | Pro | $14.99 excl. VAT | €15.76 | €189 |
| Microsoft CopilotMicrosoft | Microsoft 365 Premium | $19.99 excl. VAT | €21.01 | €252 |
| PoeQuora | Premium | $19.99 excl. VAT | €21.01 | €252 |
| ChatGPTOpenAI | Plus | $20 excl. VAT | €21.02 | €252 |
| ClaudeAnthropic | Pro | $20 excl. VAT | €21.02 | €252 |
| PerplexityPerplexity AI | Pro | $20 excl. VAT | €21.02 | €252 |
| GeminiGoogle | Google AI Pro | €21.99 incl. VAT | €21.99 | €264 |
| GrokxAI | SuperGrok | $30 excl. VAT | €31.53 | €378 |
| DeepSeekDeepSeek | — | — | — | — |
What do business plans and developer tools cost?
If you work for an organization or you program, different lists apply. Business subscriptions are charged per user, which makes them more expensive than they seem.
| Provider | Plan | List price | Per month incl. VAT |
|---|---|---|---|
| ChatGPT | Business | $20 per user | €21.02 per user |
| Claude | Team (annual, min. 5 users) | $20 per user | €21.02 per user |
| Le Chat | Team | $24.99 per user | €26.27 per user |
| Microsoft | 365 Copilot Business (promotion, list $21) | $18 per user | ±€19 per user |
| Microsoft | 365 Copilot enterprise | $30 per user | ±€32 per user |
| GitHub Copilot | Pro | $10 | €10.51 |
| GitHub Copilot | Pro+ | $39 | €40.99 |
| Cursor | Pro | $20 | €21.02 |
Microsoft has dropped the standalone Copilot Pro subscription; Microsoft 365 Premium at $19.99 is its consumer successor. For business customers Microsoft offers an EU Data Boundary, which for organizations with sensitive data often weighs more heavily than price.
How much does an AI subscription cost per year?
Monthly amounts of around €21 feel small. Per year the picture is different, and that's the amount you should base your decision on.
| Subscription | Per month | Per year |
|---|---|---|
| Google AI Plus | €7.99 | €95.88 |
| ChatGPT Go | €8.41 | €124.92 |
| Le Chat Pro | €15.76 | €189.00 |
| ChatGPT Plus | €21.02 | €252.24 |
| Claude Pro (monthly) | €21.02 | €252.24 |
| Claude Pro (annual billing) | €17.52 | €210.23 |
| Perplexity Pro | €21.02 | €252.24 |
| Google AI Pro | €21.99 | €263.88 |
| SuperGrok | €31.53 | €378.36 |
| ChatGPT Pro | €105.11 | €1,261.32 |
Annual billing at Claude and Perplexity is the only real discount in this market: $200 instead of 12 × $20 saves about €42 per year. With most other providers, paying in advance gets you nothing.
Can you pay less than €21 per month?
Yes, and for many people that's the better choice. Three routes are worth considering.
Stay free. If you mainly write text, ask questions and summarize, the free tiers get you surprisingly far. See also our free AI chats in Dutch for exactly what each free tier does and doesn't allow.
Take an entry-level subscription. For €7.99, Google AI Plus gives you access to Gemini 3.1 Pro with 200 GB of storage. ChatGPT Go costs $8 and raises your limits without you paying the full €21.
Check whether you qualify for a discount. Perplexity Education Pro costs $4.99 (€5.25) and Le Chat Student $5.99 (€6.30). That's a saving of more than 70% compared to the standard price; we worked that out in AI for students.
What does it cost if you take several?
This is where the real expense comes from. Hardly anyone uses just one model: ChatGPT for images, Claude for text and code, Gemini for documents, Perplexity when it has to be accurate. Each of those sits behind its own paywall.
- ChatGPT Plus + Claude Pro + Google AI Pro: €64.03 per month, €768.36 per year.
- The same three plus Perplexity Pro and SuperGrok: €116.58 per month, €1,398.96 per year.
What do you pay per month today?
Tick what you have
- You, now
- €64.03
- 3 subscriptions · €768.36 per year
- GoedkopeAI Plus
- €12.95
- All models, one bill
- You keep
- €51.08 /mo
- €612.96 per year
Amounts per month, in euros including VAT.
Start freeFor comparison: our own Plus subscription costs €12.95 per month, or €129 per year with annual billing, and gives access to all the top models with one invoice in euros including VAT. Whether that's sensible for you depends on how many models you really need — we've written out that math honestly in why multiple AI subscriptions are a waste of money. If you first want to know what you get for each amount, read the complete guide to comparing AI subscriptions.
Conclusion
Frequently asked questions
How much does ChatGPT Plus cost in euros?
ChatGPT Plus costs $20 per month. Converted at an exchange rate of $1 = €0.8687, that's €17.37 excluding VAT and €21.02 including 21% VAT. Per year that comes to about €252.
What is the cheapest AI subscription in 2026?
At $4.99 (€5.25), Poe Starter is the cheapest paid subscription, but it works with a daily limit of 10,000 compute points. Of the regular chat subscriptions, Google AI Plus is the cheapest at €7.99 per month, followed by ChatGPT Go at $8 (€8.41).
Are AI subscriptions including or excluding VAT?
That differs per provider. Google and Microsoft price their Dutch consumer subscriptions in euros including VAT. OpenAI, Anthropic, Perplexity, xAI, Mistral and Poe bill in dollars excluding VAT, with 21% added on top plus the exchange rate difference.
How much does an AI subscription cost per year?
One standard subscription of €21.02 per month comes to €252.24 per year. Google AI Pro costs €263.88 per year. Anyone who combines ChatGPT Plus, Claude Pro and Google AI Pro pays €768.36 per year.
Do you need a paid AI subscription at all?
Many people don't. Since 6 August 2026, free ChatGPT users can text chat on GPT-5.6 Luna without limits, and Claude's free tier runs on Sonnet 5. You only start paying when you hit limits or need specific features, such as video, agents or Deep Research.