Comparing AI subscriptions: the complete 2026 guide
Eight providers, more than twenty subscription types and roughly the same price everywhere. This guide puts everything side by side and works out what you really pay as a user in the Netherlands.
Every provider asks roughly the same amount and nobody explains what you get. Here it is: each plan, the real price in euros including VAT, and what you spend per month if you stack several. Checked on 10 August 2026.
The table
The plan a normal user would pick, per provider. Providers that bill in dollars are converted and increased by 21% VAT.
| Provider | Plan | List price | Per month in € | Per year |
|---|---|---|---|---|
| GoedkopeAIAll models below | Plus | €12.95 incl. VAT | €12.95 | €155 |
| Le ChatMistral AI | Pro | $14.99 excl. VAT | €15.76 | €189 |
| Microsoft CopilotMicrosoft | Microsoft 365 Premium | $19.99 excl. VAT | €21.01 | €252 |
| PoeQuora | Premium | $19.99 excl. VAT | €21.01 | €252 |
| ChatGPTOpenAI | Plus | $20 excl. VAT | €21.02 | €252 |
| ClaudeAnthropic | Pro | $20 excl. VAT | €21.02 | €252 |
| PerplexityPerplexity AI | Pro | $20 excl. VAT | €21.02 | €252 |
| GeminiGoogle | Google AI Pro | €21.99 incl. VAT | €21.99 | €264 |
| GrokxAI | SuperGrok | $30 excl. VAT | €31.53 | €378 |
| DeepSeekDeepSeek | — | — | — | — |
Calculator
Tick your current subscriptions and see the total per month and per year.
Tick what you have
Amounts per month, in euros including VAT.
Start freeFine print
No plan is truly unlimited. ChatGPT Plus gives 160 messages per 3 hours on the flagship, Poe uses compute points and Claude works with usage windows. The question isn't whether there's a limit, but when you hit it.
OpenAI, Anthropic, Perplexity, xAI and Mistral bill in dollars. So you pay exchange-rate risk plus 21% VAT. Google and Microsoft bill in the Netherlands in euros including VAT.
Google AI Pro includes 2 TB storage and NotebookLM, Microsoft 365 Premium includes Office, Claude Pro includes Claude Code. Comparing bare chat prices means forgetting those extras.
With Claude, training is off by default; with ChatGPT and Gemini you have to turn it off yourself; with Grok you can barely limit it. For work with customer data that matters more than a few euros.
Further reading
Eight providers, more than twenty subscription types and roughly the same price everywhere. This guide puts everything side by side and works out what you really pay as a user in the Netherlands.
From €0 to €315 per month. This is what you really pay for an AI subscription in August 2026, converted to euros, including 21% VAT and with the annual totals.
Three subscriptions, less than a euro apart in price, and yet three completely different products. What you get from OpenAI, Anthropic and Google, and who each one works out best for.
ChatGPT for images, Claude for text, Gemini for documents. It's a logical way of working and an expensive one. This is what stacking costs and when it's still defensible.
Canceling takes a few clicks in your account settings with every provider. The harder question is what you use next, and whether free or cheaper is enough for you.
The standard plan costs around €21 a month including VAT at almost every provider. Entry plans start at €7.99 (Google AI Plus) and the heaviest plans run to €200 a month or more.
Among standalone providers, Google AI Plus at €7.99 a month is cheapest, then ChatGPT Go ($8) and Poe Starter ($4.99, but with a daily points limit). Le Chat Pro by Mistral is the cheapest full-featured plan at $14.99.
Yes. Poe has done that since 2023 with compute points, and GoedkopeAI does it for the Dutch market with fixed limits and euro invoices from €12.95 a month.
As a sole trader or BV you deduct the cost as a business expense, and you can reclaim VAT if the provider issues a valid invoice with a VAT number. US providers often issue reverse-charge invoices; make sure your VAT number is in your account.
With every major provider you keep access until the end of the billing period, then fall back to the free tier. Your chats usually stay, but the heavier models and higher limits go away.
Finally
One Dutch subscription for every flagship model. Start free, upgrade when you hit the limits, and cancel monthly.